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Are you worried about privacy and security online? Could you be a victim of Identity Theft? Online shopping and auctions
Keeping your financial information safe
Being able to use your credit card online, or services like PayPal, makes purchasing items online very easy. Whether you are buying from an online store, ordering online from a delivery service or bidding at online auctions, you need to be careful about your personal and financial details. Online consumers can fall foul of all kinds of deceptions - from non-existent and shoddy goods to phishing attempts and identity theft.
Basic safety tips for online shopping and auctions
- Where possible, use a secure online payment service like PayPal or WorldPay.
- Use credit cards rather than debit cards.
- Don't keep your personal or financial information (including account passwords) on your computer. Use removable storage (like a USB stick).
- Don't give out personal or financial information to vendors over the phone, through the mail, or online unless you are absolutely certain that your contact is legitimate.
- Try to make all of your online transactions with one credit card, if you have more than one.
- Keep a record of what you pay for and always check your online purchases off against your statement[s].
- Always check the privacy policy of any Web site that requests personal details. If the Web site is requesting this type of information and does not have a privacy policy, it is not wise to submit your information.
- When submitting information online, make sure there is a "lock" icon on the browser's status bar (and that it is "locked").
- Keep your operating system, anti-virus, anti-spyware and firewall software up to date.
- Use anti-virus software and/or firewalls on every computer you own/use.