Identity theft
How to recover from identity theft
Explanation :: Detection :: Solution :: Prevention
The road to recovery after your identity has been stolen is a long one but it is not impossible to repair the damage. Because identity theft is such a high profile crime, it is easy to get help and support whilst you check your details and put measures in place to contain the threat.
- Call law enforcement and report the identity theft. make sure you get an incident number.
- Report all lost or stolen documents, such as passports, driving licences, credit cards, chequebooks.
- Notify your bank, credit card company and any other financial institution that holds you details. Tell them directly that you are contacting them about identity theft. You will need to close any accounts that have been compromised, which will be inconvenient but will prevent an identity thief from stealing any more of your money (assuming they have not already emptied your accounts).
- Cancel your check books, credit and ATM cards and get anew PIN[s].
- Notify the postal service[s] if you think that your mail has been tampered with or redirected.
- Contact any companies where accounts have been opened in your name and tell them that you are a victim of identity theft. they will have apolicy in place to deal with your inquiry.
- Contact the main credit bureaux and tell them that you have been a victim of identity theft and ask them to monitor your credit activity. Ask them to send you a credit report which, when you receive it, study very carefully for discrepancies.
In the US
Government information:
If you believe you are a victim of identity theft, call the FTC's Identity Theft Hotline toll-free on: 1-877-IDTHEFT (438-4338) or visit their Identity Theft Web site.
Fill out the FTC's ID Theft Affidavit form to query/dispute and unauthorized accounts that have been opened.
The FTC's Identity Theft Web site has lists and contact details for of all of the organizations (like credit agencies) that you need to get in touch with.
In the UK
Government information
If you believe you are a victim of identity theft, visit the Home Office Identity Theft Steering Committee Web site
The Home Office Identity Theft Steering Committee Web site has lists and contact details for of all of the organizations (like credit agencies) that you need to get in touch with.
For all other countries try making a country specific search on Google for: "identity theft "
For example: http://www.google.com.au/ will let you search pages just from Australia. We will add more information for other countries as we compile it. If you can help with information, please contact us.
Partnering with your merchants and staying current on scams will strengthen your knowledge and weaken the potential of becoming prey to identity thieves. Remember, you do not need to become a victim in order to stay informed!
Are you worried about privacy and security online? Could you be a victim of Identity Theft?